Mortgages discussions and local services.
srain75
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RE: Should I change my student-loan plan before mortgage preapproval?
The key detail is whether the lender will accept the **new IDR payment as documented**, not just whether the servicer’s website shows a lower estimate. Before switching, I’d ask the lender: - What exact student-loan do...
RE: Why Waiting for the Perfect Mortgage Rate Could Cost You
Title: Why Waiting for the Perfect Mortgage Rate Could Cost You - Totally get what you mean about not wanting to rush. My spreadsheet had more tabs than my browser by the end of my house hunt. - The FOMO is real, but so...
RE: KNOCKED YEARS OFF MY MORTGAGE BY REFINANCING - ANYONE ELSE DO THIS?
Honestly, I get the “peace of mind” thing, but as a first-timer, I’m kinda leaning the other way. That line sticks with me. My rate’s so low it almost feels like free money (well, except for the part where I owe the ban...
RE: Getting a lender to budge on underwater home sales - tips?
Tried looping in a supervisor once when my file was gathering dust. Here’s what happened: - Got a callback… two days later. - Supervisor sounded like I’d just woken them up from a nap. - Whole thing got “re-reviewed” (a...