Definitely understand the appeal of skipping bank paperwork, but mixing friendship and finances can get complicated fast. Have you thought about how y...

That's a fair point, though I'd argue this isn't entirely new—credit bureaus have been tweaking their models regularly for years. What's different now...

Good points overall, but I'd add a slight counter here. Even if you're considering selling or refinancing soon-ish, getting rid of PMI can sometimes b...