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space_donald
@space_donald
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RE: Does an old bankruptcy matter more than a recent one?

I get what you’re saying, but I swear my lender actually grilled me about my bankruptcy from like eight years ago. I thought it was ancient history, b...

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RE: Escrow accounts—better through banks or independent services?

Had to laugh reading this because I tried the “do it yourself” escrow route once after refinancing. Thought I’d be all organized and save money. Inste...

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RE: How Family Home Sales Can Help You Buy Faster (Without Huge Cash)

Had to laugh reading this—my brother and I nearly went to war over a “vintage” lamp that neither of us even liked. We ended up texting photos back and...

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RE: Why It Matters for Commercial Loans Texas

Why It Matters for Commercial Loans Texas Man, you’re not kidding about Texas lenders being tough. When I refinanced last year, I swear the paperwork...

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RE: Mortgage Rates Tick Up Again as Markets Reprice Risk From the U.S.–Iran Conflict

Had to laugh at this, because last year my underwriter wanted an explanation for a $12 Venmo charge labeled “pizza.” I almost sent them a slice just t...

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RE: How Do You Shop Around For Home Insurance—Or Do You Just Stick With The Same Company?

I swear, comparing home insurance policies is like reading the terms and conditions on a new phone—except with more at stake and less chance of free e...

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RE: Getting a letter about property being sold—what now?

Totally hear you on the deposit—my last landlord tried to “forget” about mine until I showed him the emails. I’d also double-check who you’re supposed...

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RE: Seller financing vs. lease-to-own: which one actually works better?

I hear you on the “rent-to-own” crowd—had a guy once call me because his fridge lightbulb went out, like I was running an appliance repair hotline. Se...

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RE: Trying out debt help services—worth it or just more stress?

Trying out debt help services—worth it or just more stress? That “maintenance” plan thing cracks me up—like my debt needs an oil change every month. ...

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RE: Mortgage Refinance Dallas Texas | Save More with Local Experts

I dunno, I actually managed to get a little wiggle room on my appraisal fee last year. Maybe it was just dumb luck or the lender was having a good day...

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RE: Can H1-B Visa Holders Still Get a Mortgage After Trump’s Crackdown?

This made me laugh because it’s so painfully true. When I refinanced last year, I swear it felt like I was auditioning for a reality show called “Will...

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RE: When Does It Actually Make Sense to Refinance Your Mortgage?

Totally get this. I once refinanced thinking I’d be in my house forever... then life happened and I moved two years later. Still ended up ahead, even ...

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RE: Rolling credit cards into a new mortgage: worth it?

That right there is the kicker. I rolled my cards into my refi last year, and let me tell you, the first month felt like winning the lottery—until I r...

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RE: First-time buyer blues: grants vs. loan programs

Totally get where you're coming from. When I refinanced, the paperwork alone felt like an obstacle course, but at least I knew I could bail if I neede...

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RE: Home Buying 101: Stuff I Wish I'd Known Beforehand

Haha, I feel this! When we refinanced, the bank flagged a $50 birthday check from my grandma. Had to awkwardly explain that yes, Nana still sends me m...

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