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RE: Scored a lower down payment thanks to a state housing perk - anyone else?
Yeah, that first mortgage payment after the low down payment high can feel like a cold shower, right? I see folks get so excited about getting in the door, then reality hits when the fridge starts making weird noises or ...
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RE: Home equity helped some homeowners when savings were not enough
Honestly, it's wild how many folks are “house rich, cash poor” these days. I’ve seen people sitting on a mountain of equity but still sweating over a busted water heater or juggling credit card bills with interest rates ...