Mortgages discussions and local services.
smartinez41
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RE: Does a VA loan require an inspection? What are the VA loan inspection requirements for buyers and spouses?
This is spot on. The VA doesn’t *require* a full home inspection - just the VA appraisal, which is mostly about making sure the property meets their Minimum Property Requirements (MPRs). That’s not the same as a true ins...
RE: Getting through the FHA hoops as a newbie homebuyer
Title: Getting through the FHA hoops as a newbie homebuyer You nailed it - people always assume the big stuff (like student loans) is going to tank their chances, but it’s those tiny, forgotten things that trip you up...
RE: What Is a Balloon Mortgage? Worth It or Risky?
I get the hesitation, but I think balloon mortgages get a worse rap than they deserve. That’s fair if you’re risk-averse, but for some people - say, someone with a big bonus coming up or a guaranteed inheritance - those...