I get where you’re coming from, but I think you’re underestimating how useful data crunching can be—especially for folks who are really focused on imp...

Yeah, I hear you—those simulators are kind of like weather forecasts: sometimes close, sometimes way off. I’ve had them predict a tiny bump after a pa...

Couldn’t agree more with this: It’s wild how many people just skim the summary and call it a day. I’ve seen “healthy” reserve funds that were basical...

I used to be all about the highlighters too, but after missing a “document prep” fee once (buried in the third disclosure packet), I switched to sprea...

That's been exactly my experience too. When I first moved into my older home, the drafts were brutal—thought I'd have to bite the bullet on new window...

Good point, but even with a solid lender, isn't there always some responsibility on the borrower to clarify their own expectations upfront? I've seen ...

That's a good point about banks sometimes missing the forest for the trees. I've seen people with solid credit scores get turned down just because the...