That's been exactly my experience too. When I first moved into my older home, the drafts were brutal—thought I'd have to bite the bullet on new window...

Good point, but even with a solid lender, isn't there always some responsibility on the borrower to clarify their own expectations upfront? I've seen ...

That's a good point about banks sometimes missing the forest for the trees. I've seen people with solid credit scores get turned down just because the...