sculptor55
sculptor55
@sculptor55
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Topics: 2 / Replies: 13
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RE: Getting approved for an FHA loan: My step-by-step (and a few hiccups)

Man, you’re not kidding—sometimes it feels like the appraiser’s got a personal vendetta against paint. I had a deal where they demanded we touch up a ...

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RE: Seller financing vs. lease-to-own: which one actually works better?

Totally get that—nothing like a little “cooling off” to separate the dreamers from the doers. I once had a seller finance deal where everyone was all ...

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RE: Seller financing vs. lease-to-own: which one actually works better?

I get where you’re coming from, but I’ve seen seller financing work out smoother than lease-to-own in some cases—especially when buyers are serious ab...

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RE: When your mortgage statement looks like a cryptic crossword

Title: When your mortgage statement looks like a cryptic crossword You’re not wrong there. I once spent an entire afternoon on hold, only to have t...

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RE: How I Figured Out How Much Faster I Could Pay Off My Mortgage

I get what you’re saying, but I’ve seen folks get burned by ignoring those “tiny” fees too. Had a client once who shrugged off a $50 charge, then real...

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RE: Dallas Homebuyers: Don’t Pick a Mortgage Broker Until You Read This

Had a guy once try to tell me their “admin fee” was because his assistant liked fancy coffee. I mean, I get it… but unless that coffee’s coming with t...

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RE: How H1B Visa Holders Can Qualify for a Mortgage

It’s wild, right? I had a client once who got asked for a copy of their visa, then the underwriter circled back and wanted proof of “intent to stay” f...

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RE: Finally found something that explains foreclosure clearly

This is so true. I once had a client refinancing their place, and they went with a lender who was super strict about appraisals. The appraiser they se...

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RE: Unlocking your home's value—did you know this?

Haha, this reminds me of a client I had last year who proudly showed me their "weekend warrior" kitchen remodel. Cabinets looked great from afar, but ...

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RE: Tapping home equity vs. traditional estate planning—what makes more sense?

Totally relate to this. When we redid our kitchen, I almost jumped straight into a home equity loan because it seemed like easy money. Thankfully, my ...

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RE: Buying Land Without Building Right Away—Did You Know This?

Haha, zoning surprises are the worst. Reminds me of a client who bought a beautiful wooded lot, picturing peaceful mornings with coffee and birds chir...

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RE: Is buying new worth the hit, or better to grab used and save?

Haha, totally relate to this. When I moved into my first place, I splurged on a fancy fridge but went second-hand for the couch. Guess which one broke...

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RE: Ever thought about using escrow accounts? Here's a scenario...

I get the appeal of keeping things simple, but honestly, escrow can be a lifesaver. I remember when I bought my first used car—thought I'd be clever a...

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