Haha, exactly my experience. A few things I learned the hard way: - DSCR calculations vary more than you'd think between lenders. - Double-check how t...

Good points, but as someone new to home ownership, I'm wondering: - Isn't tapping equity basically taking on more debt? - How do you balance using eq...

Yeah, mine drove me nuts at first...kept assuming I wanted it colder at night than I actually did. Ended up disabling the learning feature altogether ...

Glad you shared this—I'm considering some similar programs for my own property and was starting to wonder if it's worth the hassle. Sounds like patien...

Interesting points, and as someone who's just dipping my toes into this whole home-buying thing, it's helpful to see these different perspectives laid...

I went with trustworthiness/personality fit because honestly, you're gonna be spending a LOT of time talking to this person. Communication is def impo...