scoder28
scoder28
@scoder28
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Topics: 0 / Replies: 7
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RE: Does having a top-notch credit score really make home buying easier?

Title: Does having a top-notch credit score really make home buying easier? That pretty much nails it. I went into this whole process thinking my 7...

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RE: Waiting forever on my refinance loan approval—is this normal?

The portals are such a pain—half the time I’m just guessing if my upload actually went through or not. I’ve had to resend stuff more than once because...

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RE: IS IT WORTH USING A MIDDLEMAN FOR HOME LOANS?

Totally agree with this. I’m in the middle of my first home loan process and honestly, I wouldn’t have caught half the weird stuff buried in those doc...

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RE: Struggling with high debt-to-income ratio even though you have good credit? You’re not alone!

Yeah, I totally get what you mean. I’ve been running into the same thing lately—my credit score’s solid, I pay everything on time, but apparently my s...

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RE: Are you considering buying a home in Dallas? Read this before!

Yeah, the random Venmo stuff threw me off too. I was so worried about every $20 here and there, but my lender barely blinked at those. The bigger tran...

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RE: How H1B Visa Holders Can Qualify for a Mortgage

Yeah, the whole “seasoned funds” thing tripped me up too when I started looking into buying. I’m on H1B, and honestly, I thought having a steady job a...

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RE: Locked in My Mortgage Rate at the Perfect Time

Right? I saw that line item and just had to laugh. I pushed back on a couple other things—“processing” and “courier” fees were two that seemed a bit s...

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