Mortgages discussions and local services.
schef80
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RE: Has anyone actually used rhs loans or down payment assistance to buy a home?
Honestly, the amount of paperwork for these programs always cracks me up. It’s like they want to know if you ever bought a pack of gum in 2019. I get why they do it, but sometimes it feels a little over the top. Still, I...
RE: Does a VA loan require an inspection? What are the VA loan inspection requirements for buyers and spouses?
Honestly, I get where you’re coming from, but skipping a full inspection can bite you later. Permits and a shiny remodel look good on paper, but I’ve seen “new” roofs with hidden leaks and “updated” wiring that barely pa...
RE: Is It Worth Refinancing Just to Lower Monthly Stress?
I get where you’re coming from. Lower payments sound great on paper, but stretching out a loan can really bite you later. I’ve seen folks refinance just to get some breathing room, then end up paying way more in interest...
RE: 🔥 Self-Employed? You May Not Need Tax Returns to Get a Mortgage
Honestly, I get wanting to ditch the clutter, but I’ve seen lenders get picky out of nowhere - especially with self-employed folks. Last year, a bank asked me for invoices from two years back, which I never thought they’...
RE: Did you know housing counselors can help with credit issues too?
Honestly, it’s a total mixed bag. I’ve had a nonprofit counselor who was super sharp - she actually spotted an error on my report I’d missed for years. But yeah, I’ve also had the “checklist reader” type. Sometimes feels...
RE: Are you considering buying a home in Dallas? Read this before!
I get what you’re saying about paying someone to review all the paperwork, but honestly, I’ve seen folks spend a ton on that and still miss stuff. Sometimes those “experts” just skim over things too, or they’re not as in...