I hear you on the sweating part, haha. I went with an ARM a few years back because the initial rate was just too good to pass up—definitely helped me ...

I've noticed the same disconnect, but honestly, I think sometimes buyers can be just as unpredictable as banks. When we were house hunting, we saw a p...

Totally agree about layering communication—saved me big time during my refinance. Emails alone weren't cutting it, so I started jotting down quick not...

Yeah, reminds me of when my cousin got denied coverage because he didn't disclose some random allergy medication he took ages ago. It's wild how tiny ...