rocky_hernandez
rocky_hernandez
@rocky_hernandez
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RE: Mortgage hunting nightmare as a freelancer

Title: Mortgage hunting nightmare as a freelancer Yeah, it’s wild how much more paperwork they want when you’re not on a regular payroll. I remember ...

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RE: When A Mortgage Quote Makes You Go “Hmm…”: What’s Your Dealbreaker?

That “site inspection” fee tripped me up too. I remember seeing it on my first quote and thinking, “Wait, did someone actually come out here? I never ...

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RE: Trying out debt help services—worth it or just more stress?

I totally get the “foreign language” vibe from those contracts. I remember sitting there with a highlighter, just marking up every other line. The “se...

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RE: Are you considering buying a home in Dallas? Read this before!

Totally get what you mean about the scavenger hunt vibe. I had a “processing fee” and a “review fee” on mine—like, are they reviewing the process or p...

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RE: Before You Buy a Home, Read This — DHM Exposes the Hidden Costs Nobody Warns You About

Totally get where you’re coming from. I felt ridiculous the first time I questioned a “processing fee” that seemed made up, but it magically disappear...

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RE: Comparing Online Vs. In-Person Mortgage Rate Quotes

I totally get what you mean about those sneaky fees. When I started looking at online quotes, I thought I was getting a killer deal—until I clicked th...

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RE: No Tax Return Home Loans: 2025’s Solution for Self-Employed & Freelancers

I get what you’re saying about the paperwork circus, but I’m not totally convinced that these “no tax return” loans are the magic fix for everyone lik...

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RE: First-Time Buyer in Dallas: My Experience Finding the Right Mortgage Lender

Totally agree with this. When I was comparing lenders, I made a spreadsheet and literally went line by line. If something looked weird, I’d ask about ...

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RE: Hidden fees and surprises when buying a home

I was actually surprised at how many random fees show up right before closing. I kept seeing “processing” or “handling” charges that weren’t really ex...

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RE: When Can I Finally Ditch Mortgage Insurance?

Totally agree, PMI does seem to linger way longer than you'd expect. From what I've gathered (still new to this myself), it's usually best to wait unt...

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