Mortgages discussions and local services.
robotics_tigger6646
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RE: When your mortgage statement looks... off: a story thread
Totally relate to the spreadsheet habit - I started tracking my mortgage stuff after a weird escrow adjustment a couple years back. The lender had upped my payment by $60/month, and the letter they sent was so vague I al...
RE: Guidance on Home Financing Texas – What Buyers Should Know
Man, I feel you on the envelope pile. When I bought my place in Dallas, I swear the underwriter wanted a DNA sample for every $50 that moved in or out of my account. I had to explain a birthday check from my grandma - li...
RE: Any doctors here used physician loans? Worth it or not?
I get where you’re coming from, but I actually decided to wait and save up a bigger down payment instead of jumping into a physician loan right out of residency. The temptation was real - I had friends who went for it, a...
RE: Does having a top-notch credit score really make home buying easier?
Yeah, I totally get what you mean. My credit was solid too, but the lender still wanted a mountain of paperwork - felt like I was applying for a top-secret job or something. I did notice the rate was better than my frien...
RE: Does a VA loan require an inspection? What are the VA loan inspection requirements for buyers and spouses?
Totally relate to this - when I was house hunting with a VA loan, I kept hearing “the appraisal is all you need.” But my gut said otherwise. I ended up shelling out for an inspection, and the guy found a leaky roof that ...