Ran into this exact issue last year when I was refinancing a duplex. Asked the loan officer straight up which scoring model they used, and he gave me ...

Fair points, but I'm a little skeptical about the whole refinancing route right now. I mean, yeah, IRRRLs are definitely less hassle—had a buddy who d...

Yeah, lenders can be a real pain with this stuff. Had one property where they made me jump through hoops for months—even after the appraisal clearly s...

Had a similar experience myself with a property I was fixing up last year. Decided to splurge a bit on radiant floor heating—buyers walked in and thei...

Glad it worked out for you, but I gotta admit, tapping equity to clear debt always makes me a bit uneasy. Years back, my brother-in-law did something ...

Yeah, big banks aren't always the villains people make them out to be. Had a similar mixed-use property myself—commercial below, residential up top—an...

Yeah, you're spot-on about needing to keep an eye on the market. I remember back in '08, a buddy of mine got into an ARM thinking he'd flip the house ...