True, timing matters, but honestly, if your windows are really drafty, a thermostat won't magically fix that. I crunched numbers before upgrading mine...

Yeah, upgrading windows definitely helps, but the upfront cost can be pretty steep. I ran some numbers when I was deciding between smart thermostats a...

That's a solid point, but honestly, the discipline part is where most people struggle. I've seen friends who tried managing their own payments and end...