WHEN A MORTGAGE QUOTE MAKES YOU GO “HMM…”: WHAT’S YOUR DEALBREAKER? I get what you’re saying about the fees not always being shady. When I refinanced...
I went zero down when I bought my first place, thinking I was being clever. Then the HVAC died in the middle of July—talk about timing. Ended up putti...
I used to think receipts were enough too, but apparently the IRS wants more than just proof of payment. For energy efficiency stuff, there’s actually ...
That’s been my experience too, especially with the “courier” or “processing” fees. The first time I refinanced, I didn’t even realize those little lin...
Regional banks really do seem to play by their own rules, don’t they? I had a similar experience last year when I was refinancing. The big national le...
Yeah, I’ve been down that road too. Those “forgivable” loans sound great until you realize how strict the timelines are. I remember thinking I’d be in...
That’s exactly what I was thinking. When I refinanced last year, I spent way too much time stressing over tiny rate differences. Has anyone actually r...
I totally get the stress factor—balloon mortgages can look good on paper, but life rarely goes as planned. I refinanced out of mine before the balloon...
That compliance review fee… yeah, I’ve seen that one pop up before. Makes you wonder how many folks just pay it without a second thought. When I refin...
I get where you’re coming from. I refinanced a few years back and looked into reverse mortgages as part of the process. One thing that stood out was h...
Couldn't agree more. It's really about finding what clicks with your mindset at different stages. Have you considered refinancing options too? When I ...
Totally agree—knowing your tenants is huge. I've seen landlords get caught up in trendy upgrades like smart locks or expensive landscaping, only to fi...
We had a similar experience when we refinanced last year. Our credit was pretty solid, but we had a car loan and a couple of smaller credit card balan...
Interesting to hear your experience with windows—makes sense they'd have a big impact. We refinanced our home last year and decided to put some of the...
Haha, tiles rebelling...been there. Ever tried grouting at midnight because you underestimated drying time? Not fun. But yeah, plumbing and electrical...