rains97
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RE: Physicians are missing out on major tax savings with the wrong mortgage
- Ran the numbers on refinancing last year and it really forced me to look at the mortgage interest deduction vs. actual cash flow. - - Exactly t...
RE: Getting through debt counseling without losing your mind
Going old-school actually makes a lot of sense. I tried tracking everything in spreadsheets and apps when we were working through our refinance, but h...
RE: Boosting My Credit a Bit Before I Refinance—Worth the Wait?
- Been there, done that—spent weeks obsessing over a 5-point jump, only to see rates creep up while I waited. - If you’re not about to cross a big c...
RE: Zero Down vs. Lower Interest: Which USDA Option Makes More Sense?
- When we refinanced, I debated draining our savings for a lower payment, but honestly, the numbers didn’t add up for me. - Ended up keeping about $...
