rachelblogger
rachelblogger
@rachelblogger
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RE: Commercial property financing in Texas feels way more confusing than it should

I hear you on that. The fine print is brutal, but skipping it can get expensive fast. Processing fees are the worst—sometimes they’re just non-negotia...

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RE: Taking the plunge with adjustable rate mortgages—worth it?

Couldn’t agree more about the “life math” part—mortgages are one thing, but nobody can predict a layoff, a sudden move, or even just changing your min...

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RE: Getting a lender to budge on underwater home sales—tips?

Fax machines in 2022... wild. I’ve noticed some lenders just drag their feet no matter what you do. Has anyone tried escalating to a supervisor or eve...

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RE: Can a Debt Consolidation Mortgage Really Lower Monthly Payments in 2026?

Honestly, I think a lot of people underestimate just how risky it is to tie unsecured debt to your house. Sure, the payment drops, but at what cost? H...

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RE: Using home equity to pay off debt: did it actually help?

This is exactly what happened to my cousin. He paid off his cards with a HELOC, but then kept spending. Ended up with more debt and less equity. Disci...

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RE: 🔥 Self-Employed? You May Not Need Tax Returns to Get a Mortgage

Honestly, the hoops they make us jump through are wild. I get that they want to be careful, but sometimes it feels like they’re just looking for reaso...

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RE: Dallas Homebuyers: Don’t Pick a Mortgage Broker Until You Read This

I get wanting to stay on top of everything, but honestly, if you pick a broker who’s really on their game, you shouldn’t have to babysit the whole pro...

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