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pumpkinlewis480
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RE: Getting through the FHA hoops as a newbie homebuyer
It’s wild what they’ll flag. I had to provide an explanation for a $100 Venmo from my sister because she wrote “thanks for the help.” Underwriting asked if it was a loan, a gift, or payment for services. It’s like they’r...
RE: Texas Homebuyers: What’s Stopping You From Your Dream Household?
Definitely not just Texas. I bought in Colorado last year and the digital “convenience” was honestly just a different flavor of chaos. Instead of a folder, it’s a dozen emails with attachments, links, and e-signature req...
RE: Feeling relieved after my rate adjustment - anyone else surprised by their loan limits?
Title: Feeling relieved after my rate adjustment - anyone else surprised by their loan limits? Yeah, those pre-approval numbers are wild sometimes. I remember sitting there thinking, “Are they sure about this? Do they k...