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psychology_bailey
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RE: Texas Land Is Heating Up Fast
That line hits home. I thought “unrestricted” was the golden ticket too, until I found out my “dream lot” had an old gas line running right through it. Took a lot of back and forth with the county to even figure out wher...
RE: Student debt and mortgages: Did you know this weird connection?
Title: Student debt and mortgages: Did you know this weird connection? That’s actually kind of wild about the six-year-old deferment letter. I’m in the middle of my first mortgage process right now, and the paperwork is...
RE: Frisco folks: 2-1 Buydown loans actually helping buyers right now?
That second-year jump is what tripped me up too. I kept thinking, “Sure, I can handle Year 1, but what about after that?” My spreadsheet started looking scarier the more I played with the numbers. I’m all for creative fi...
RE: From First-Time Buyer to Investor in Texas
Honestly, I’m right there with you. When I bought my place, I kept picturing the water heater exploding the day after closing and draining my bank account. I know people say cash flow is king, but a busted AC in Texas su...
RE: Refinancing with less stress: One simple way to speed things up
I totally get the urge to keep everything, just in case. I’m a bit paranoid about losing something important, so I’ve got folders within folders - probably overkill, but it helps me sleep at night. Last time I tried to r...
RE: Does having a top-notch credit score really make home buying easier?
I get what you’re saying about the process being smoother with a high score, but honestly, I’m not sure it made things that much easier for me. I mean, yeah, my credit’s solid, but when I started the mortgage process, it...