productivity133
@productivity133
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Topics: 1 / Replies: 8
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RE: Feeling Stuck Paying Only Interest and Getting Nowhere

Good point. When I first looked into refinancing, the lower interest rate seemed like a no-brainer, but after adding up all the fees, the savings shra...

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RE: Feeling Stuck Paying Only Interest and Getting Nowhere

Glad it worked out for you, but refinancing isn't always the best move. I looked into it myself, and after crunching numbers, the closing costs and fe...

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RE: Buying Land Without Building Right Away—Did You Know This?

Yep, maps are helpful but never foolproof. I almost jumped on a deal last summer that looked great on paper till a local told me about seasonal floodi...

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RE: Found a dream home thanks to rural loan perks

Couldn't agree more. When we bought our place, inspector said the roof had "years left," but one storm later, guess what leaked? Learned real quick to...

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RE: Feeling Stuck Paying Only Interest and Getting Nowhere

I switched to bi-weekly payments about a year ago, and honestly, I was skeptical at first. Didn't seem like it'd make much difference. But after check...

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RE: Transferring your mortgage smoothly without losing your mind

Had a similar experience when refinancing last year. Initially, I stuck with the first loan officer assigned to me, but after weeks of vague answers a...

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RE: Thinking about refinancing—shorter term or lower monthly payments?

Totally get where you're coming from. I went through a similar number-crunching exercise last year, and it was eye-opening how quickly those closing c...

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RE: Mortgage company messing up payments—anyone dealt with this?

That's frustrating... had something similar happen last year. Document everything—screenshots, emails, bank statements—and escalate it to a supervisor...

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