politics639
politics639
@politics639
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RE: FHA Loan in Texas: What If You Don’t Have 20% Down?

Man, I hear you on that. First time I bought a place, I thought I was being clever with the low down payment—figured I’d just “deal with” the extra co...

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RE: Finally Cut My Mortgage Payment—Anyone Else Score a Great Refi Deal Lately?

Tried the dispute route once after a late payment from, get this, a mortgage payment that got lost in the mail. Credit bureaus basically shrugged and ...

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RE: Can You Buy a Home with a 580 Credit Score?

You nailed it with, That’s basically the motto of every homebuying journey I’ve ever seen. I’ve been on both sides of the table, and I swear, the pap...

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RE: How Do You Shop Around For Home Insurance—Or Do You Just Stick With The Same Company?

I get the whole “shop around or get fleeced” argument, but I’ve actually had the opposite happen a couple times. One year I tried to be clever and swi...

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RE: Buying a Home in 2026? You Might Be Missing a Free $25,000

Honestly, the first time I bought a place, I thought “seasoned funds” meant my money needed to marinate like a steak. Turns out, they just want to mak...

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RE: Getting a mortgage for an investment property—worth it or too much hassle?

Had a lender once ask me about a Venmo payment labeled “dog food”—I don’t even own a dog, it was just a running joke with my buddy. The hoops are real...

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