poetry_rain
@poetry_rain
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Topics: 0 / Replies: 7
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RE: Mortgage rules just got tighter—didn't see that coming

Honestly, I think you nailed it right there. As someone who's currently navigating the maze of mortgages for the first time (and feeling like I need a...

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RE: My experience getting monthly income from home equity

I'm still trying to wrap my head around all these options... honestly, the idea of adjustable rates makes me sweat a little. Fixed-rate sounds safer, ...

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RE: Home equity loans and taxes—did you know this?

Haha, this is exactly why I'm nervous about tapping into my home equity. Just bought my first place last year, and I'm already getting bombarded with ...

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RE: Trying to figure out how much of my house I actually own

Haha, I get that frustration, but as a first-timer, honestly I'd rather they check every box twice than miss something important. Bureaucracy sucks, b...

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RE: Is buying new worth the hit, or better to grab used and save?

I hear ya, but as a first-time homeowner, I gotta say—buying new gave me some serious peace of mind. Sure, warranties aren't perfect (been there with ...

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RE: Thinking about tapping into home equity for a remodel—smart move or risky?

Good point on the credit score thing, but honestly, mine barely budged after opening my HELOC. Maybe I was lucky? Or maybe it's because I wasn't maxin...

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RE: Snowball vs avalanche method—which actually works better?

I totally get what you're saying about the avalanche method feeling like it drags on forever. When I first bought my house, I tried avalanche because,...

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