PMI was a killer for me too, but I get what you mean about it fading into the background once you see your equity grow. I refinanced out of FHA after ...
I hear you on the privacy thing. When I refinanced last year, I had to send over a weird mix of stuff—bank statements, screenshots from my freelance p...
I get the appeal of switching, especially with those big savings you mentioned. But after refinancing last year, I started looking at insurance a lot ...
I refinanced last year and honestly, the “surprise” fees showed up both online and in-person. The online lender tried to slip in a $400 “processing” c...
We actually did roll our credit cards into our refi a couple years back, thinking we’d “never” let it happen again. Guess who had a surprise dental bi...
I get the appeal of the lower rate, but honestly, after refinancing out of a balloon when rates had jumped, I’m way more cautious now. That upfront sa...
I get the urge to toss old paperwork, but I’ve actually had a situation where keeping “every little piece of paper” saved me a ton of hassle. During m...
Good point about title insurance, but honestly, I'd be cautious relying too heavily on it. When I refinanced, I checked mine and found out boundary di...
I've actually done exactly that—kept my 30-year loan but consistently tossed extra payments toward principal whenever I could. It worked out pretty we...
Went through this recently myself, and yeah, it was a bit of a headache. My lender made me jump through hoops even after the appraisal clearly showed ...
Had a similar experience when I brought up recasting with my lender. It was like I'd asked about some obscure financial loophole they'd never heard of...
I went with an ARM when refinancing a few years back—did the math and figured I'd sell before rates jumped. Worked out fine, but honestly, it was nerv...
We had a similar experience with paint colors when we refinanced and decided to spruce things up a bit. The previous owners had painted the master bed...
We drilled a well about five years back, and honestly, it did help our appraisal a bit. Not a massive jump, but buyers definitely liked the independen...