pilot50
@pilot50
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Topics: 0 / Replies: 7
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RE: Figuring out how much of my house I actually own

Good point about title insurance, but honestly, I'd be cautious relying too heavily on it. When I refinanced, I checked mine and found out boundary di...

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RE: Feeling Stuck Paying Only Interest and Getting Nowhere

I've actually done exactly that—kept my 30-year loan but consistently tossed extra payments toward principal whenever I could. It worked out pretty we...

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RE: When Can I Finally Ditch Mortgage Insurance?

Went through this recently myself, and yeah, it was a bit of a headache. My lender made me jump through hoops even after the appraisal clearly showed ...

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RE: Refinancing your mortgage—little trick I learned to snag a better rate

Had a similar experience when I brought up recasting with my lender. It was like I'd asked about some obscure financial loophole they'd never heard of...

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RE: Thinking about adjustable-rate mortgages—smart move or ticking time bomb?

I went with an ARM when refinancing a few years back—did the math and figured I'd sell before rates jumped. Worked out fine, but honestly, it was nerv...

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RE: Locked in My Mortgage Rate at the Perfect Time

We had a similar experience with paint colors when we refinanced and decided to spruce things up a bit. The previous owners had painted the master bed...

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RE: Buying Land Without Building Right Away—Did You Know This?

We drilled a well about five years back, and honestly, it did help our appraisal a bit. Not a massive jump, but buyers definitely liked the independen...

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