Mortgages discussions and local services.
patricia_lewis
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RE: Got denied for a mortgage because of high DTI? Don’t give up yet.
Honestly, I thought I was being pranked when my lender flagged a $12 Venmo transfer to my sister. Like, are we supposed to live in a cash vacuum for six months before applying? Totally agree that it feels disconnected fr...
RE: Mortgage Lenders vs Banks: Which Option Is Better for Buyers?
Honestly, I was super skeptical about credit unions at first - felt like some secret club I wasn’t cool enough to join. But you’re right, they can be surprisingly chill if you just ask. I managed to get a random fee knoc...
RE: What Is a Balloon Mortgage? Worth It or Risky?
Totally get where you’re coming from. The idea of a balloon mortgage freaks me out, honestly. I looked into one for about five minutes before my anxiety kicked in - felt like playing financial hot potato with my future s...