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RE: Would you swap to a conventional loan if you could ditch PMI sooner?
That’s a good point about lenders sneaking in fees. I’ve seen folks get excited about dropping PMI, only to find out the refi closing costs wipe out any real benefit for years. Couldn’t agree more. Sometimes it makes se...
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RE: Mortgage Lenders vs Banks: Which Option Is Better for Buyers?
I hear you on the “processing fee” shock - it’s more common than people think. I’ve actually done side-by-side comparisons for clients, and honestly, the numbers can swing either way depending on the lender or bank. Some...