I’ve seen folks get tripped up by this too—thinking the VA appraisal is a deep dive, when really it’s just a surface check for big issues. I always te...
Title: Thinking About Refinancing? Rate & Term Refi Might Save You More Than You Think (Plus a 10-Day Closing Option) Haha, the 3rd grade report ...
That’s a great point—sometimes those fees are just there to see if you’ll notice. I’ve seen folks save a few hundred bucks just by asking what somethi...
Honestly, I’ve seen the same thing with my clients—most lenders just want to make sure there’s no mystery money floating around. One guy I worked with...
Totally get where you're coming from. The paperwork side of things can feel endless, especially when you’re self-employed. I’ve seen folks get tripped...
That’s been my experience too. I used to think you had to sit across from someone to get the “real” numbers, but honestly, the last time I did an onli...
Totally relate to the frustration of feeling like you're just spinning wheels. Your approach of knocking out the highest-interest debt first is solid,...
Couldn't agree more. I've seen clients get tangled up in boundary disputes that dragged out for years—talk about stress. Adverse possession is intrigu...
Yeah, VA IRRRLs can be a good way to dodge appraisal frustrations since they usually don't require one at all. I've worked with several folks who've g...
Haha, true enough—but to be fair, it's not always intentional sneakiness. I've worked with a few lenders who genuinely try to make fees clear upfront,...
Yeah, that's a solid point. Refinancing can definitely be a double-edged sword. I've seen people jump at the chance for lower monthly payments without...
Good catch on that courier fee—banks and lenders love sneaking in those little extras hoping we won't notice. Reminds me of when I discovered a $75 "d...
This is spot-on. I've had clients in similar situations, and honestly, I was there myself years ago. Refinanced my home thinking it'd magically solve ...
Yeah, lenders have definitely been tightening things up lately. I've noticed it with a few of my clients too—seems like they're asking for way more pa...
Yeah, totally get that. Easements can feel like a hassle at first, but they're usually there for a reason. Plus, having one might even boost your home...