Honestly, I get where you’re coming from. When you’re dealing with hundreds of thousands of dollars, “just trust the algorithm” doesn’t exactly inspir...

IRS Gray Areas Are No Joke Honestly, I think the “substantial improvement” thing is way stricter than most folks realize. Painting a room? Probably n...

I get where you’re coming from about lenders being flexible, but honestly, I think a lot of people underestimate just how much the “fine print” can co...

I’ve actually done this, and honestly, the “miscellaneous” line items are all over the place. Some lenders sneak in things like “processing fees” that...

Honestly, I get the logic behind paying for a separate inspection, but in this market, every extra cost adds up fast. I’ve had to skip inspections jus...

That’s been my experience too—credit score can be the silent dealbreaker, especially when you’re juggling bank statements instead of W2s. I’ve seen fo...

I totally get where you’re coming from—being “house poor” is one of my biggest fears, honestly. I’ve run the numbers a million different ways, and I a...

Honestly, I get why you’d lean toward conforming loans for the “standardized” terms, but I’ve found even those can sneak in oddball fees if you’re not...

I get where you’re coming from, but I actually prefer the online route for the initial quote, even if it’s not 100% accurate. It gives me a ballpark t...

Totally agree on being nitpicky—those “miscellaneous” fees can sneak in when you least expect it. I’ve had lenders try to slip in a courier fee for do...

I get the appeal of simple analogies, but sometimes oversimplifying can leave out important nuances. When I first looked into DSCR loans, the "financi...