When I refinanced a couple years back, I initially underestimated the closing costs too. Thought I'd be saving money right away, but once I actually s...

I get where you're coming from, but honestly, I'd argue it's rarely worth paying extra fees if you're still years away. Property values fluctuate so m...

Refinancing can help ease the pressure short-term, but honestly, it's not always the best long-term solution. A few years back, I refinanced my car lo...

HELOCs Can Be Useful, but Honestly They're a Trap for Most People You've both hit the nail on the head. A HELOC can be a useful financial tool if you...