naturalist56
naturalist56
@naturalist56
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Topics: 1 / Replies: 8
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RE: Home equity loans and taxes—did you know this?

I've refinanced a couple times now, and honestly, I haven't noticed any difference in clarity based on credit score. My score improved quite a bit bet...

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RE: Figuring out how much of my house I actually own

Yeah, learned this myself when refinancing last year. My standard policy didn't cover boundary disputes either—had to pay extra for an endorsement. De...

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RE: DITCHING THAT PESKY MORTGAGE INSURANCE - WORTH THE HASSLE?

I get where you're coming from, but refinancing actually worked out pretty well for me. Yeah, the closing costs were a bit of a sting upfront, but I m...

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RE: When Can I Finally Ditch Mortgage Insurance?

We had something pretty similar happen last year. Initially, we thought we'd have to wait at least another two or three years to hit that 20% mark nat...

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RE: Found a dream home thanks to rural loan perks

Haha, you're definitely not alone there. Plumbing is one of those things that always seems simpler on paper...until water starts spraying everywhere. ...

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RE: Locked in My Mortgage Rate at the Perfect Time

Refinanced a few years back myself, and yeah, restarting the clock definitely slowed down equity buildup. At first, I was mostly focused on the lower ...

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RE: Figuring out how much of my house I actually own

Banks don't usually rely on Zillow—they'll order their own appraisal when you're refinancing. Zillow's okay for a rough guess, but don't sweat the dai...

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RE: Thinking about adjustable-rate mortgages—smart move or ticking time bomb?

Yeah, timing really is everything with ARMs. I refinanced out of mine a couple years back—didn't catch the absolute lowest rates, but still saved myse...

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