Figuring out how much of my house I actually own

Yeah, learned this myself when refinancing last year. My standard policy didn't cover boundary disputes either - had to pay extra for an endorsement. Definitely worth the peace of mind, especially if your neighbors are...less than cooperative.

Yeah, totally get that. Standard policies can be sneaky about boundary stuff - seen plenty of folks blindsided when something pops up later. Usually worth double-checking the fine print, especially in older neighborhoods where property lines are more like...suggestions than rules.

"Usually worth double-checking the fine print, especially in older neighborhoods where property lines are more like...suggestions than rules."

Exactly. I went through something similar a few years back - best bet is to get your hands on an updated survey. Costs a bit upfront, but saves headaches down the road.

"Costs a bit upfront, but saves headaches down the road."

Couldn't agree more. I've seen clients skip the survey to save money, only to find out later their fence or driveway is partly on the neighbor's property. Not fun. If you're already questioning your boundaries, just bite the bullet and get the updated survey done. Better to know exactly what's yours now than deal with boundary disputes later...trust me, those can get messy fast.

"Better to know exactly what's yours now than deal with boundary disputes later..."

Fair point, but sometimes an older survey plus title insurance can cover your bases without the full cost of a new one. Just make sure your policy explicitly covers boundary issues - always double-check the fine print.