I feel this on a spiritual level. My first home purchase last year had me digging up ancient paystubs and utility bills from like three addresses ago....

Tried it once myself—felt like arguing with a brick wall. Even with solid comps, the appraiser barely budged. Honestly, PMI feels like Netflix subscri...

Honestly, I'm not so sure banks aren't at least a little misleading sometimes... I mean, when I got my first home equity loan, the rep made it sound l...

Haha, seriously, banks are masters at the ninja fee game. When I refinanced recently, bundling looked tempting at first glance... but after crunching ...

Honestly, I hear you on the frustrations, but from a first-time buyer's perspective, I'd argue things aren't as rosy as you're making them sound. Sure...

Good points all around, especially about not chasing tiny rate drops. I almost fell into that trap myself—got excited over a tiny dip in rates, spent ...

Had a similar issue when I sold my old guitar on Craigslist right before applying. Thought nothing of it until the lender started grilling me like I'd...

Had a similar experience—my lender did try nudging the bureau along, but honestly, it felt like politely asking a snail to hurry up. Seems lenders' ha...