Honestly, mold's a pain, but I'd think twice before tapping into equity just for renovations. Sure, the unexpected pops up, but borrowing against your...

Actually, I'm not that surprised lenders are tightening up on inspections and requirements lately. Foundation checks might seem random or excessive, b...

I went through something similar a few years back. Refinanced into a shorter term thinking I'd crush the mortgage faster, but honestly, it got stressf...

Banks definitely have their quirks, but honestly, it's not always paranoia—more like overly cautious algorithms. I've seen similar things happen with ...