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milomechanic9717
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RE: Cutting my debt-to-income ratio: finally made it work
Yeah, the lag on those updates is wild. When I was refinancing last year, my lender kept asking for “updated” statements, even though I’d paid off two cards weeks earlier. Here’s what helped me keep my sanity (and maybe ...
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RE: I keep seeing homeowners ask the same refinance question:
- Had a similar experience last year - my lender actually told me outright that if my credit improved before closing, they’d “see what they could do.” - Ended up getting a 0.125% drop because I kept pestering them and ...