I totally get what you're saying about the psychological side of things. When I was paying off my student loans, I started out strictly avalanche beca...

Haha, totally get this. I once picked my super minimalist cousin as an accountability partner—big mistake. She gave me side-eye for weeks after I upgr...

Yeah, lenders can get pretty nitpicky these days. Had a client recently who had to explain a random Etsy purchase because underwriting thought it was ...

Boundary issues can definitely be tricky, even when you're careful. I've seen clients go through similar headaches—it's surprising how often fences ar...

Totally get where you're coming from. I've seen clients dive headfirst into big moves without a clear roadmap, and it rarely ends well. Like you menti...

That's actually a really smart move—nice find! I've seen clients use this trick, and it genuinely makes a big difference over time. Another one you mi...