Totally agree with mapping out the timeline first—good call. When I refinanced my VA loan a couple years back, I initially got caught up in the lower ...

Haha, seriously. But honestly, it's probably less boredom and more about lenders covering themselves. I've noticed lately they're really zeroing in on...

I went adjustable on a property about three years ago. Here's the thing—if you're leaning toward an ARM, you gotta have a clear exit strategy or at le...

Honestly, 25 points isn't too unusual. When I opened my HELOC a couple years back, mine dropped around 20 points initially. It's mostly due to the new...