melissar91
@melissar91
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Topics: 1 / Replies: 10
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RE: Navigating property taxes without losing your mind

I see your point about flexibility, and yeah, mistakes definitely happen—I've had my share of weird assessments too. But honestly, from experience, to...

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RE: Wondering if I can still qualify for a HARP refi these days

I refinanced one of my properties about four months ago, right as rates were starting to tick up. Honestly, it depends on your situation—if you're doi...

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RE: Career Crossroads: Stick With Stable Gig or Jump Into Risky Dream Job?

Took that leap myself a few years back—went from steady paycheck to investing full-time in real estate. Honestly, it wasn't smooth sailing at first......

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RE: Transferring your mortgage smoothly without losing your mind

Couldn't agree more about being proactive. Last year, I refinanced a property and underwriting flagged a random $250 deposit from selling an old kayak...

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RE: PRE-APPROVED OR WINGING IT: WHAT IF YOU FOUND YOUR DREAM HOME FIRST?

Totally agree about flexibility, but honestly, I'd never recommend winging it completely. If you stumble onto your dream home unexpectedly, here's wha...

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RE: When Can I Finally Ditch Mortgage Insurance?

Definitely worth a shot, but keep in mind appraisals aren't always a slam dunk. Had one property where I was convinced the value had skyrocketed after...

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RE: Tapping home equity vs. traditional estate planning—what makes more sense?

That's exactly how I eased into it. Started with a small condo rental to test the waters—tenant calls at midnight aren't fun, trust me—but once I got ...

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RE: My bank thinks I'm a spy or something

Had the same thing happen a few times myself—banks can be overly cautious, especially if it's a new or overseas site. If you plan on shopping there re...

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RE: Transferring your mortgage smoothly without losing your mind

Agree with the point about brokers not always being a guaranteed fix. I've transferred mortgages a few times now, and honestly, the smoothest experien...

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RE: Finally closed my short sale—anyone else surprised how smooth it went?

Sounds like you lucked out a bit. Short sales have gotten smoother lately, but it still depends heavily on the bank and the negotiator you're dealing ...

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