Had a client last year who almost lost out on a house because her credit report had some weird old collection that wasn’t even hers. She tried calling...

Honestly, I’ve lost count of how many times I’ve had to resend the same doc because “it didn’t come through” or “the attachment was too big.” Zipped f...

Yep, totally agree—warranties can be a crapshoot. I always tell people, don’t count on them to bail you out. Honestly, half the time it’s faster to ju...

Honestly, it feels like you need nerves of steel just to get through the process these days. The tiniest rate hike can mean a totally different monthl...

Honestly, waiting for the “perfect” rate is kind of like waiting for all the traffic lights to turn green at once. It just doesn’t really happen. I’ve...

Yeah, I’ve seen some of those “technicalities” buy folks a surprising amount of time, especially if the paperwork’s a mess or the lender drags their f...

Yeah, you’d be surprised how much of that stuff is just “let’s see if they notice.” I’ve had clients come back to me shocked after I told them to ques...

Walked away more than once, actually. If a lender won’t give me a straight answer or gets cagey about fees, I’m out—no deal’s worth that headache. It’...

Good points all around. I've seen plenty of situations where tapping equity made sense—especially when it meant keeping the house in good shape. Had o...

Yeah, timeline is definitely key. I've seen people jump into refinancing thinking they're gonna save big, only to realize they're selling or moving in...

Haha, relatable. Honestly, refinances can be a real drag sometimes—I've seen clients stuck in paperwork loops for months. Lenders get picky about upda...

Yeah, I totally get what you're saying about closing costs—they can really sneak up on you and eat into those refinancing savings. But honestly, I've ...

I get what you're saying about percentage-based savings sometimes feeling off, especially when property values spike. I ran into something similar wit...