I get where you’re coming from, but honestly, I’ve seen underwriters get hung up on the weirdest little things. Had a deal almost fall apart last year...

Honestly, I get the frustration, but I’m not sure it’s all just pointless box-ticking. Lenders have to cover themselves with all the anti-fraud rules ...

Yeah, I hear you on this one. The lender’s estimate is just a starting point—sometimes it’s even too conservative. Like you said, the real wildcard is...

Honestly, you nailed it—there’s zero consistency. I’ve had underwriters lose their minds over a Venmo split for dinner, but then completely gloss over...

Honestly, I get where you’re coming from about pushing back on fees, but sometimes I think people overestimate how much wiggle room lenders actually h...

I get where you’re coming from, but I honestly think the “local market” argument is a bit overblown. In my experience, it’s less about geography and m...

Couldn’t agree more about the “always available” thing being a double-edged sword. I’ve had agents who text back at midnight but then drop the ball on...

You’re not wrong to feel that way. I’ve watched friends stretch every last dollar just to close, and then they’re blindsided by stuff like a $2,000 wa...

Yeah, lenders definitely lean conservative—can't really blame them though, considering how volatile the market can get. I've found that even with a so...