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matthewj23
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RE: Texas Homebuyers: What’s Stopping You From Your Dream Household?
- Honestly, I think there’s a point where you can overthink the “what ifs.” - Sure, property taxes and insurance can jump, but if you stress-test every possible scenario, you might never feel ready to buy. - Most fol...
RE: Is now a dumb time to refi or should I wait it out?
Honestly, I’d hold off unless you see a much bigger rate drop. Chasing a 0.25% or even 0.5% difference just isn’t worth the paperwork headache and closing costs, unless you’re planning to stay in the house forever. I’ve ...
RE: Is tapping home equity for cash really worth it?
Not saying you’re wrong about avoiding credit card debt, but I’d push back a bit on the “home equity is always better” angle. Here’s the thing: - Home equity loans/HELOCs are still debt, just with your house as collater...