When I was paying down debt before buying my first place, I started with snowball too, but honestly ended up shifting toward avalanche halfway through...

You made some solid points, especially about easements—those can definitely sneak up on you. But honestly, I'm not convinced hiring a specialist early...

Went through this exact headache last year. My lender was pretty vague about the whole PMI removal thing, and I swear they made it intentionally confu...

Totally agree with crunching the numbers first—it's easy to underestimate how long it'll take to break even. When I refinanced, I actually negotiated ...

Yep, couldn't agree more. People always underestimate the hidden costs—like when our builder hit solid rock during excavation. Suddenly, renting speci...