That’s been my experience too. I actually had a “processing fee” show up twice—one on the lender’s side, one from the title company. If I hadn’t quest...

I know exactly what you mean about feeling like you’re jumping through hoops that keep moving. When I bought my place a couple years ago, I thought I’...

That’s really solid advice. I’ve been surprised by how quickly the definition of “household” can shift depending on who’s reviewing your file. I actua...

That’s a big one for me. I’ve seen HOA fees start out reasonable and then jump after a couple years, especially if the community is still being develo...

I’ve actually tried a counselor before, and honestly, some of what they suggested I’d already read online. But having someone walk me through my speci...

I’ve looked into those “no-cost” refis too, and yeah, it’s usually just a shell game. The fees don’t disappear—they just sneak into the rate or get ta...

I know exactly what you mean about the endless documentation requests. It’s almost like there’s a checklist somewhere and they just keep ticking boxes...

I get where you’re coming from, but I think there’s something to be said for holding out if the numbers just don’t make sense for your situation. I’ve...