Mortgages discussions and local services.
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RE: I kept getting denied for a mortgage because I’m 1099… turns out I was doing it completely wrong
That’s wild. I swear, banks think we’re all money launderers the second we go 1099. I had to explain a Venmo from my mom for “dog-sitting” and felt like I was on trial. Do you keep all your receipts too, or is screenshot...
RE: Figuring out where all the money goes after buying a house
Title: Figuring out where all the money goes after buying a house Man, I swear my house has a secret “random expense generator” hidden somewhere. I started using a simple spreadsheet - nothing fancy, just jotting down e...
RE: Getting through debt counseling without losing your mind
Ain’t that the truth. I once had an “auto-pay” double-dip my account - my bank’s only advice was “call the company.” Manual reminders might be old-school, but at least I’m not sweating surprise overdrafts. I’ve tried a f...