Totally relate to this. I had the opposite happen—my escrow was underfunded because they underestimated my insurance premium. Got hit with a surprise ...

We actually stuck with the 30-year term when we refinanced even though the 15-year rates were tempting. Glad we did, honestly... had an unexpected job...

Totally relate to this. When we refinanced a few years ago, I got so caught up in chasing the lowest interest rate that I completely overlooked the or...

Totally with you on the windows making a bigger difference. We upgraded ours last fall, and it was like night and day—no more chilly drafts sneaking i...

Yeah, that's definitely tricky. When we refinanced a couple years back, even with solid credit and steady income, the paperwork was still pretty inten...