Mortgages discussions and local services.
margaretquantum75
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RE: Texas Land Is Heating Up Fast
- I get what you’re saying about some fees actually being useful, but man, it’s hard to tell which ones are legit when you’re staring at a closing statement for the first time. - Just bought my first place outside Austin...
RE: Has anyone actually used rhs loans or down payment assistance to buy a home?
I get where you’re coming from. My agent told me not to nitpick, especially with RHS or down payment assistance loans where the seller already knows you might have stricter requirements. - Tried negotiating for a minor...
RE: Is tapping home equity for cash really worth it?
- I totally get the urge to just ride out a weird appliance noise instead of taking on more debt. - The idea of borrowing against my house for anything less than, like, the roof caving in makes me uneasy too. Once you ...
RE: When your mortgage statement looks like a cryptic crossword
Title: When your mortgage statement looks like a cryptic crossword - Tried it once when “processing adjustment” showed up out of nowhere. - Called, got transferred three times, and finally someone told me it was a $3 ...
RE: Thinking About Refinancing? Rate & Term Refi Might Save You More Than You Think (Plus a 10-Day Closing Option)
I’ve been in the same boat, honestly. Here’s what I did before signing anything: - Asked for a Loan Estimate up front. It’s supposed to list every fee, but you’ve gotta read it line by line. - Called out anything that s...