Good call mentioning those alternatives. The Enhanced Relief Refi can definitely help if you're upside down, but just a heads-up—qualification can sti...

I've noticed the same thing about insulation and windows—definitely a solid long-term investment. A client of mine recently upgraded their windows and...

Yeah, insurers definitely reward proactive folks who keep things tidy and documented. Had a similar situation with a client whose rates improved after...

Totally agree, insurance logic can be all over the place. I've also noticed insurers sometimes factor in how well-maintained the trees are—like if the...