Mortgages discussions and local services.
lrogue28
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RE: Has anyone actually used rhs loans or down payment assistance to buy a home?
I hear you on the decoder ring thing - sometimes I wonder if these programs are designed to be confusing on purpose. I’ve been through a few deals where the down payment assistance rules changed halfway through the proce...
RE: Finally Cut My Mortgage Payment - Anyone Else Score a Great Refi Deal Lately?
Cutting the mortgage payment feels good, but I’ll be honest - I’m always a bit suspicious of the “refi win” stories. Not that they don’t happen, but I’ve seen too many folks get caught up in the excitement and miss the f...
RE: Mortgage Rates Tick Up Again as Markets Reprice Risk From the U.S.–Iran Conflict
That line made me laugh - couldn’t be more accurate. I’ve had to explain a $7 Venmo split for tacos before, and the underwriter wanted to know if it was a recurring “debt.” It’s wild. I keep thinking maybe the next time ...
RE: Using home equity to pay off debt: did it actually help?
That’s exactly what tripped me up the first time I tried this. Years ago, I used a HELOC to pay off a chunk of credit cards and a car loan. On paper, it looked like a win - lower interest, one payment, less hassle. But a...