That’s honestly such a good reminder about how life can just throw your plans out the window. I’ve definitely been in the “this is my forever home” mi...

I tried waiting for rates to drop once—ended up just watching them bounce around while my lease ran out. In the end, fixing my credit and paying down ...

Honestly, I tried to “outsmart” the market once—went with a 5/1 ARM because the rate was so tempting. It felt clever until rates started creeping up a...

You nailed it about the “optional” fees—they really do sneak up on you. I remember when I was shopping around last spring, I’d get these online quotes...

I get what you’re saying, but honestly, I’m not convinced the credit score makes a huge dent in the paperwork mountain. My score was pretty solid, and...

That really hits home. We thought we’d be out in two years, tops, but here we are—five years later and still unpacking boxes. I used to think I could ...

I get the appeal of local lenders, but I’ll admit I’m always tempted by those “best rate” offers online. Last year, I spent weeks chasing a slightly l...

Couldn’t agree more about the spreadsheet. I almost signed up for a “discounted” rate once, but after plugging in all the fees and hidden costs, it tu...