Mortgages discussions and local services.
lgreen81
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RE: Getting a lender to budge on underwater home sales - tips?
Getting A Lender To Budge On Underwater Home Sales - Tips? That cable company comparison is spot on. I’ve lost count of how many times I’ve had a file stall out for weeks, only to have it suddenly leap forward because s...
RE: Real Estate Investors - This Could Change How You Finance Deals
Can’t tell you how many times I’ve watched a deal slip away because financing dragged on. There was this fourplex last spring - my client went with a lender who was “investor-friendly,” but the underwriter kept nitpickin...
RE: Can You Buy a Home with a 580 Credit Score?
Had a client last year who was stuck at 582 and itching to buy - felt like every day was wasted time. We ran the numbers and, just by paying down a couple cards and waiting for the next statement cycle, her score bumped ...
RE: Tapping into your home's value for a remodel: step-by-step?
Title: Tapping into your home's value for a remodel: step-by-step? That’s the thing - everyone wants to talk about backsplash colors, but nobody’s excited about crawlspace moisture or 40-year-old wiring. I had a couple ...
RE: Escrow accounts - better through banks or independent services?
Escrow Accounts - Better Through Banks Or Independent Services? That feeling of waiting for a bank update is all too familiar. I’ve watched clients get stuck in that limbo, checking their inboxes every hour for news. It...
RE: Pre-approval vs pre-qualification: Why does it matter for home buyers?
PRE-APPROVAL VS PRE-QUALIFICATION: WHY DOES IT MATTER FOR HOME BUYERS? You nailed it - things have shifted a lot. I remember back in 2018, I had a client who got their offer accepted with just a pre-qual letter, no prob...
RE: Can You Get a Mortgage with a 580 Credit Score? Yes - Here’s How!
Yeah, I’ve actually worked with buyers in the 580 range more than once. One couple in particular comes to mind - they were convinced they’d have to wait years before getting a home, but after some research and connecting...