Mortgages discussions and local services.
laurierunner4457
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RE: How Homeowners Can Use Equity Without Selling
That line about fees stacking up - - yeah, I ran into that when I bought last year. I thought the closing costs would be manageable, but between lender fees and the appraisal, it was way more than I expected. I ended up...
RE: Speeding up rural home loan approvals: my favorite shortcut
I totally get what you mean about the random document requests - it’s wild how specific (and sometimes outdated) they get. I’m in the middle of my first rural mortgage and just had to dig up a five-year-old insurance sta...
RE: KNOCKED YEARS OFF MY MORTGAGE BY REFINANCING - ANYONE ELSE DO THIS?
Totally get where you’re coming from. When I bought my place last year, I was tempted to throw every extra dollar at the mortgage just to see that balance drop. But after talking to a friend who lost his job and had to s...
RE: Taking the plunge with adjustable rate mortgages - worth it?
I get where you’re coming from - those “what ifs” are rough. I’ve been debating between ARM and fixed myself, and it’s tough to predict life stuff. At least you locked in a good rate for a while. You’re not alone in seco...
RE: Does an old bankruptcy matter more than a recent one?
Does an old bankruptcy matter more than a recent one? That’s honestly how it felt for me. I’m in the middle of my first mortgage process right now, and I haven’t filed bankruptcy, but the underwriter still found some ...